If you are like most people, you want to save money on car insurance wherever you can. This includes car insurance. For some people, car insurance is very expensive. Most states in the U.S. require all drivers to have insurance to operate a vehicle legally. Fortunately, there are a few ways that you can save money on car insurance.

1 Shop Around

All insurance companies are not created equal. Because of this, it is essential to shop around for car insurance. If you want to save money on your insurance policy, you should get quotes from at least three different companies. You can get online quotes from each individual company, or you can use websites like Zebra.com that will compare quotes for you. When you shop around, you can be sure that you are getting the best rate.

2 Raise Your Deductible

If you file a claim with your insurance company, you will need to pay a deductible, and the insurance will cover the rest. If you want to save money on your monthly premium, you can increase your deductible. This means that your monthly bill will be higher, but you will need to pay more if you are in an accident.

3 Bundle Your Insurance With the Same Company

If you own a home, you can save money by bundling your homeowner’s insurance and your car insurance. You can also take advantage of the multi-vehicle discount if you have more than one vehicle.

4 Maintain Good Credit

Many car insurance companies look at your credit score when pricing your insurance policy. Before buying a policy, check your credit report to be sure that there are no errors on your credit report. Also, make sure that your bills are paid on time to keep your credit score up. Watching your credit score will help you in many areas other than just car insurance.

5 Follow the Rules Of the Road

Each time you get into an accident or you get a ticket for a moving violation; your insurance premium will increase. The best way to keep your insurance cost down is always to follow the rules of the road.

6 Take Advantage of Low Mileage Discounts

Many insurance companies offer discounts for drivers who drive less than the average number of miles each year. This discount also applies to drivers who carpool to work.

Car insurance can be expensive; however, if you know the discounts available, you can save money on your car insurance.